1. If they want to loan te money, tell them te just filed for bankruptcy and te could sure use some money.
2. If they start out with, "How are te today?" say, "Why do te want to know?" Alternately, te can tell them, "I'm so glad te asked, because no one these days seems to care, and I have all these problems; my sciatica is recitazione up, my eyelashes are sore, my dog just died..." When they try to get to the sell, just keep talking about your "problems."
3. If they say they're Joe Doe from the XYZ Company, ask them to spell their name. Then ask them to spell the company name. Then ask them...
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