Zack borrows money from a guest named Maynard to play video games, but starts to fear him when he can't pay it back. Cody enters a spelling bee. Londra and Maddie help a homeless family.
A twins convention is being held at the Tipton Hotel. Zack ends up creating a double data with twin sisters, for him and Cody. Londra and Maddie end up enjoying a evening with twin brothers.
A hotel guest trips on Zack's skateboard in the lobby. But when the boys find out that's he's lying in order to get free service, they come up with a plan in order to set things straight.